About the Author
Carlo D'Angelo spent 25 years as a criminal defense attorney watching the financial system fail the people it was supposed to protect. He has taught law at the university level, published legal scholarship on digital assets, and testified before the United States Treasury on digital asset reporting requirements.
Carlo founded Stablecoin Solutions to help consumers and businesses break away from the banks. He is not a crypto evangelist. He is a lawyer who followed the evidence.
For more information about Carlo, visit:
StablecoinSolutions.io
The Problem
The banking system isn't broken. It's working exactly as designed—to extract from you at every transaction, every deposit, every transfer.
Every card swipe costs a merchant 3% to 5% before a dollar reaches their account.
Every international wire eats 6 to 8% before it reaches family. Every dollar sitting in your checking account earns you nearly nothing while your bank lends it out at 8.5% and keeps the spread.
And the moment you deposit your money, it is no longer legally yours—it belongs to the bank, and they can freeze it, restrict it, or close your account without warning, without explanation, and without consequence.
The banking system is not broken. It’s working exactly as it was designed.
The Solution
For the first time in history, you don't need a bank to hold your money, move your money, or earn on your money.
Spend in Stables: Stablecoins are digital dollars that settle in seconds, move for fractions of a cent, and operate 24 hours a day—no holds, no wire fees, no payment processor taking a cut off the top.
Stack in Sats: Unlike the dollar, Bitcoin in self-custody is a savings technology with a fixed supply that no government can inflate away and no institution can freeze.
Make Your Wallet Your Bank: Your wallet is the container that replaces the one the bank controls. Hold your own money. Move your own money. Earn on your own money. No fees. No freezes. No permission required.
Together, they form a complete parallel financial system that is faster, cheaper, and more accessible than anything a bank has ever offered.
The strategy is simple: spend in stables, stack in sats, and make your wallet your bank.